About Monument FAQs

Monument is a fully regulated, UK bank built to help you manage, grow and enjoy your wealth.

More than 85,000 clients save with Monument and benefit from our range of Lifestyle services and UK-based client servicing team.

Your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Your loyalty will never be taken for granted, and we'd love the opportunity to earn it.

If you have a Fixed Term Deposit and decide to reinvest with us at the end of your term, we'll give you a higher rate than what we are offering new clients at that time. That's our way of saying thank you.

By definition, we are a bank. But we aspire to be much more. And we truly care about our service, which is built on one belief: as a Monument client, your time is worth more than ours. Our technology also helps. It makes the complex effortless, but never replaces the value of our relationship with you.

Yes, your savings with Monument are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.

We are a fully licensed UK bank and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Our license number is FRN 849724.

Monument Bank is committed to building a sustainable business and operating with environmental awareness.

Monument Bank commits to:

• Minimise our impact on the environment.
• Constantly review and enhance our environmental and social performance.
• Regularly report on our environmental and social performance.
• Consult with our stakeholders on environmental and social issues.

We will do this by:

• Ensuring we are compliant with all UK legal regulations and obligations.
• Striving to be efficient and effective in our use of natural resources, and wherever possible mitigate any environmental impact caused by our operations.
• Focusing on reducing energy, water, and resource consumption.
• Prioritising the prevention of waste generation by recycling and reusing wherever possible.
• Embedding an environmental awareness culture amongst our colleagues.
• Establishing environmental objectives and targets, and reporting on the progress on an annual basis.
• Establishing a sustainable procurement and vendor management policy which considers the social, economic, and environmental impacts of the goods and services we purchase.